NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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256 103 Hermary Street
Highland Green Estates (Red Deer) Red Deer T4N 6G2

$139,900
Residential beds: 1 baths: 2.0 1,070 sq. ft. built: 1977

Main Photo: 256 103 Hermary Street: Red Deer Apartment for sale : MLS®# A2102968
Photo 1: 256 103 Hermary Street: Red Deer Apartment for sale : MLS®# A2102968
Photo 2: 256 103 Hermary Street: Red Deer Apartment for sale : MLS®# A2102968
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Photo 26: 256 103 Hermary Street: Red Deer Apartment for sale : MLS®# A2102968
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2102968
Bedrooms:
1
Bathrooms:
2
Year Built:
1977
Check out this wonderfully cared for and unique 1 bedroom loft style suite. Best of all price includes fully furnished totally move in ready unit. Perfect for first time buyer or ready to go rental. Very unique floor plan with master bedroom and 4pce bath on second floor loft. Main floor has second half bath with washer and dryer hook up. Laminate and tile throughout main floor. Bright and clean galley style kitchen with built in dishwasher with good amount of cupboard space. Building is professionally property managed,great exterior curb appeal,super clean building top to bottom,centrally located to all amenities,parks, and schools. Very cost effective condo fees!Come have a look you won't be disappointed.
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Apartment
Total Living Area:
1,070 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$373.00
Condo Fee Includes:
Common Area Maintenance, Heat, Insurance, Parking, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Floor Location:
Ground
Entry Level:
2
Stories Total:
4
Levels:
Multi Level Unit
End Unit:
1 Common Wall
Total Rooms Above Grade:
3
Year built:
1977 (Age: 47)
Bedrooms:
1 (Above Grd: 1)
Bedrooms Above Grade:
1
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
0120875
Heating:
Hot Water
Foundation:
Other
New Constr.:
No
Construction Material:
Brick
Structure Type:
Low Rise (2-4 stories)
Roof:
Tar/Gravel
Ensuite:
No
Flooring:
Carpet, Laminate, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric, Living Room
Sewer:
Sewer
Utilities:
Electricity Available, Garbage Collection
Garage:
0
Parking:
Concrete Driveway, Parking Pad
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Riverview Estates
Highland Green Estates (Red Deer)
Coin Laundry
Dishwasher, Refrigerator, Stove(s)
This unit is being sold with full furnishings (as is where is)
Pets Not Allowed
No
Floor
Type
Size
Other
Main Floor
Living Room
14' × 12'8"
Main Floor
Kitchen
7'5" × 6'2"
Upper Level
Bedroom - Primary
19'1" × 8'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
No Animal Home, No Smoking Home
Exterior Features:
Lighting
Patio And Porch Features:
None
Lot Features:
Landscaped, Standard Shaped Lot, Yard Lights
Num. of Parcels:
0
Fencing:
Fenced
Region:
Red Deer
Zoning:
R2
Listed Date:
Jan 22, 2024
Days on Mkt:
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Larger map options:
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Listed by Royal Lepage Network Realty Corp.
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
211
Avg list price:
$465,900
Min list price:
$79,900
Max list price:
$2,200,000
Avg days on market:
37
Min days on market:
1
Max days on market:
296
Avg price per sq.ft.:
$324.18
These statistics are generated based on the current listing's property type and located in Red Deer. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706