NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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114 Everridge Gardens SW
Evergreen Calgary T2Y 0G8

$400,000
Residential beds: 2 baths: 3.0 1,299 sq. ft. built: 2006

Main Photo: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 1: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 2: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 3: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 4: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 5: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 6: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 7: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
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Photo 21: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 22: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 23: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 24: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Photo 25: 114 Everridge Gardens SW in Calgary: Evergreen Row/Townhouse for sale : MLS®# A2176565
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176565
Bedrooms:
2
Bathrooms:
3
Year Built:
2006
Charming Townhouse with Endless Potential in SW Calgary! Discover the perfect opportunity to create your dream home in this spacious townhouse, ideally situated in a highly sought-after SW Calgary community, backing onto serene greenspace and a park. With updates and finishing touches, this home offers incredible value for the price! Property is virtually staged and due to flooring condition and current required upgrades priced accordingly! Inside, you’ll find a bright and open concept living and dining area, perfect for entertaining or cozy family nights. The large kitchen, complete with a spacious island, is ideal for hosting gatherings and cooking up your favorite meals. Upstairs, two primary bedrooms each boast their own ensuite bathrooms, offering convenience and privacy, while an upstairs laundry area adds to the functionality. Additional features include a newer furnace and hot water tank, an attached single-car garage, and an unfinished basement awaiting your personal vision. Step outside, and you’re just minutes from top schools, parks, all major amenities, and Fish Creek Provincial Park. Plus, with quick access to Stoney Trail and major roadways, commuting is a breeze. Priced to move, this townhouse is your chance to bring your dreams to reality in a fantastic community. Don't miss out!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,299.05 sq. ft.
Main Level Finished Area:
555.07 sq. ft.
Upper Level Finished Area:
743.99 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$336.00
Condo Fee Includes:
Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Lot Area:
1,453 sq. ft.
Lot Frontage:
25'1"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
5
Year built:
2006 (Age: 18)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0612673
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
1
Parking:
Single Garage Attached
Parking Places:
0.0
Parking Total/Covered:
0 / -
Laundry Features:
Upper Level
Condo Fee Frequency:
Monthly
Emerald Landing
Evergreen (Calgary)
Snow Removal
Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave, Refrigerator, Washer
n/a
Pet Restrictions or Board approval Required, Underground Utility Right of Way
Restrictions
Floor
Type
Size
Other
Main Floor
Dining Room
11' × 8'10"
Main Floor
Kitchen
11' × 8'5"
Main Floor
Living Room
15'5" × 8'4"
Upper Level
Bedroom
13' × 10'7"
Upper Level
Bedroom - Primary
13'1" × 12'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
Upper Level
Yes
4
0' x 0'
Upper Level
Yes
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Breakfast Bar, Open Floorplan, Walk-In Closet(s)
Exterior Features:
Other
Patio And Porch Features:
Deck
Lot Features:
Backs on to Park/Green Space
Num. of Parcels:
0
Fencing:
Partial
Region:
Calgary
Zone:
CAL Zone S
Zoning:
M-1
Listed Date:
Oct 31, 2024
Days on Mkt:
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Listed by RE/MAX iRealty Innovations
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
46
Avg list price:
$749,900
Min list price:
$225,000
Max list price:
$1,395,000
Avg days on market:
29
Min days on market:
1
Max days on market:
140
Avg price per sq.ft.:
$390.33
These statistics are generated based on the current listing's property type and located in Evergreen. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706