NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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149 Westlake Bay
Westmount_Strathmore Strathmore T1P 1X9

$725,000
Residential beds: 3 baths: 3.0 1,430 sq. ft. built: 2005

Main Photo: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 1: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 2: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 3: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 4: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 5: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 6: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 7: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 8: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 9: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 10: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 11: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 12: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 13: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 14: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 15: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 16: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 17: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 18: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 19: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 20: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 21: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 22: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 23: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 24: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 25: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 26: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 27: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 28: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 29: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 30: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 31: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 32: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 33: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 34: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Photo 35: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2174341
Bedrooms:
3
Bathrooms:
3
Year Built:
2005
PROFESSIONALLY UPDATED // GORGEOUS LAKE VIEWS // WALK-OUT // HEATED GARAGE // AIR CONDITIONING & MORE // Welcome to Adult Living on the lake in this highly desired Estate Community of Diamond Shore Villas! Stunning lake views in this Fully Developed Walk-Out, Semi-Detached Bungalow. Professionally Updated & Move-In Ready! This spacious home features gleaming hardwood and new carpet on the Main Floor with fresh paint, vaulted ceilings and large windows that provide unobstructed views of the lake with lots of natural light. The Kitchen was updated in 2023 to become a chef’s delight & showcases two toned cabinetry with under cabinet lighting, a farmhouse sink, quartz countertops, new modern stainless steel appliances, a corner pantry with built-in shelving and an eat-up bar with seating comfortable for four! Host brunch & family dinners in the spacious Dining Room with room for that large table! Step outside to the expansive Back Deck equipped with natural gas hook-up for the BBQ, an Electric Awning complete with wind sensor for automatic closure and new Duradek, while soaking in views from the south to north end of the lake. A Patio below offers additional outdoor enjoyment, accessible from the Walk-Out Basement. Behind the Living Room with corner Gas Fireplace is the Primary Bedroom, with large Walk-In Closet and luxurious En-Suite with newer shower to include a seamless glass door & niche. Bedroom #2 is versatile and easily functions as an Office or Flex Space. This Main Level is further enhanced by another Full Bath, convenient Main Floor Laundry with sink & new tile flooring, and an Oversized Heated Garage with built-in shelving, room for storage, & perhaps a future workshop. The Refrigerator & Freezer in the Garage are both included too. Venture Downstairs to the Fully Developed Walk-Out Basement to find a massive Recreation/Family Room, Bedroom #3 with direct access to a third Full Bath, and Storage Room/Utility Room complete with Built-In Shelving and Dual Furnaces. Enjoy the comfort of Central Air Conditioning! Additional Amenities include On-Site RV Parking with Landscaping & Snow Removal taken care of by the Condo Corp. Catch the gorgeous Sunrises & Sunsets while spending time on the deck or walking the path around the lake. A must-see property... schedule your viewing today!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Bare Land Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow, Side by Side
Total Living Area:
1,429.92 sq. ft.
Main Level Finished Area:
1,429.92 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,285.26 sq. ft.
Taxes:
Tax Assessed Value:
Condo Fee:
$472.18
Condo Fee Includes:
Common Area Maintenance, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Lot Area:
5,802 sq. ft.
Lot Frontage:
48'1¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southeast
Reg. Size:
Reg. Size Includes:
Unit Exposure:
North, Northwest, West
Entry Level:
1
Levels:
One
End Unit:
End Unit
Total Rooms Above Grade:
6
Year built:
2005 (Age: 19)
Bedrooms:
3 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
0414022
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco, Vinyl Siding
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood, Slate
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Water Supply:
Public
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Front Drive, Heated Garage, Oversized
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
Condo Fee Frequency:
Monthly
Z-name Not Listed
Westmount_Strathmore
RV/Boat Storage, Visitor Parking
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garage Control(s), Garburator, Microwave, Range Hood, Refrigerator, Washer, Window Coverings
INCLUDED: Electric Awning on Upper Deck, Stair Chair Lift, Garage Heater, Attached Shelving in: Basement REC Room, Storage Room & Garage, and Refrigerator & Freezer in Garage
Adult Living, Utility Right Of Way
Yes
Floor
Type
Size
Other
Main Floor
Bedroom
13'10" × 10'9"
Main Floor
Dining Room
13'3" × 9'8"
Main Floor
Foyer
11'6" × 9'7"
Main Floor
Kitchen
13'7" × 12'
Main Floor
Laundry
16'8" × 6'5"
Main Floor
Living Room
17'7" × 13'6"
Main Floor
Bedroom - Primary
19'7" × 13'10"
Lower Level
Bedroom
14'6" × 13'2"
Lower Level
Game Room
35'4" × 22'9"
Lower Level
Storage
22'8" × 10'6"
Lower Level
Furnace/Utility Room
9'3" × 8'
Floor
Ensuite
Pieces
Other
Main Floor
No
3
Main Floor
Yes
3
Lower Level
Yes
4
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground
Interior Features:
Bookcases, Breakfast Bar, Ceiling Fan(s), Central Vacuum, High Ceilings, No Smoking Home, Open Floorplan, Pantry, Stone Counters, Storage, Vaulted Ceiling(s), Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Other
Patio And Porch Features:
Awning(s), Deck, Patio
Lot Features:
Cul-De-Sac, Lake, Landscaped, Views
Num. of Parcels:
0
Fencing:
None
Region:
Wheatland County
Zoning:
R3
Listed Date:
Oct 24, 2024
Days on Mkt:
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  • Photo 10: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Gorgeous Sunsets!
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  • Photo 21: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Primary Bedroom
  • Photo 22: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Primary Bedroom
  • Photo 23: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Primary En-Suite
  • Photo 24: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Main Floor Laundry
  • Photo 25: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Includes Sink
  • Photo 26: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Additional Main Floor Bath
  • Photo 27: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Bedroom #2 or Office/Flex Space
  • Photo 28: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Walk-Out Basement
  • Photo 29: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Wide Open REC/Family Room
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  • Photo 31: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Bedroom #3 with access to Full Bath
  • Photo 32: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Bedroom #3
  • Photo 33: 149 Westlake Bay: Strathmore Semi Detached (Half Duplex) for sale : MLS®# A2174341
    Full Bath
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Listed by RE/MAX Realty Professionals
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
53
Avg list price:
$529,900
Min list price:
$179,999
Max list price:
$2,200,000
Avg days on market:
33
Min days on market:
4
Max days on market:
214
Avg price per sq.ft.:
$359.28
These statistics are generated based on the current listing's property type and located in Strathmore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706