NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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106 2 Street W
A-SK473 Waseca S0M 3A0

$30,000
Residential beds: 1 baths: 1.0 1,602 sq. ft. built: 1921

Main Photo: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
Photo 1: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
Photo 2: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
Photo 3: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
Photo 4: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2153024
Bedrooms:
1
Bathrooms:
1
Year Built:
1921
Build in the Village of Waseca. House is sold 'As is" with no warranties or representation. Rebuild the house that is on the lot or build new. This lot is ready with all utilities
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
1 and Half Storey
Total Living Area:
1,602 sq. ft.
Main Level Finished Area:
1,068 sq. ft.
Upper Level Finished Area:
534 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
9,000 sq. ft.
Lot Frontage:
85'
Lot Details:
75x119
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
One and One Half
Total Rooms Above Grade:
1
Year built:
1921 (Age: 103)
Bedrooms:
1 (Above Grd: 1)
Bedrooms Above Grade:
1
Bedrooms Below Grade:
0
Bathrooms:
1.0 (Full:1, Half:0)
Plan:
85B13135
Heating:
None
Basement:
See Remarks
Foundation:
See Remarks
New Constr.:
No
Construction Material:
See Remarks, Unknown
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Other
Cooling:
None
Fireplaces:
0
Garage:
0
Garage Spaces:
0
Parking:
Off Street
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
None
NONE
None
N/A
None Known
Floor
Type
Size
Other
Main Floor
Bedroom
32'10" × 32'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
None
Interior Features:
See Remarks
Exterior Features:
None
Patio And Porch Features:
Rear Porch, See Remarks
Lot Features:
City Lot
Num. of Parcels:
0
Fencing:
None
Region:
Saskatchewan
Zoning:
R1
Listed Date:
Aug 01, 2024
Days on Mkt:
  • Photo 1: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
    Photo 1 of 4
  • Photo 2: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
    Photo 2 of 4
  • Photo 3: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
    Photo 3 of 4
  • Photo 4: 106 2 Street W in Waseca: A-SK473 Detached for sale : MLS®# A2153024
    Photo 4 of 4
Listed by eXp Realty (Lloyd)
Data was last updated November 14, 2024 at 04:05 AM (UTC)
Diane Richardson
Cell: 403-397-3706