NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY
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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
65 Crystal Shores Crescent
Okotoks
T1S 2B5
$689,000
Residential
beds: 3
baths: 3.0
1,848 sq. ft.
built: 2005
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2170592
- Bedrooms:
- 3
- Bathrooms:
- 3
- Year Built:
- 2005
- Photos (50)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
- 1,848 sq. ft.
- Main Level Finished Area:
- 806.5 sq. ft.
- Upper Level Finished Area:
- 1,041.5 sq. ft.
- Lower Level Finished Area:
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- Above Grade Finished Area:
- Signup
- Below Grade Finished Area:
- 806.5 sq. ft.
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Frequency:
- Annually
- HOA Fee Includes:
- Signup
- Lot Area:
- 3,907 sq. ft.
- Lot Frontage:
- 36'1"
- Acres Cleared:
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- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- South
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Levels:
- Two
- Total Rooms Above Grade:
- 7
- Year built:
- 2005 (Age: 19)
- Bedrooms:
- 3 (Above Grd: 3)
- Bedrooms Above Grade:
- 3
- Bedrooms Below Grade:
- 0
- Bathrooms:
- 3.0 (Full:2, Half:1)
- Plan:
- 0214004
- Heating:
- High Efficiency, Forced Air, Natural Gas
- Basement:
- Full, Partially Finished
- Foundation:
- Poured Concrete
- New Constr.:
- No
- Construction Material:
- Vinyl Siding, Wood Frame
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Carpet, Linoleum, Vinyl Plank
- Cooling:
- None
- Fireplaces:
- 1
- Fireplace Details:
- Gas, Living Room, Mantle, Tile
- Garage:
- 1
- Garage Spaces:
- 2
- Parking:
- Concrete Driveway, Double Garage Attached, Front Drive, Garage Door Opener, Garage Faces Front, Insulated
- Parking Places:
- 4.0
- Parking Total/Covered:
- 4 / -
- Laundry Features:
- In Basement
- HOA Fee:
- $271.16
- Crystal Shores
- Beach Access, Clubhouse, Gazebo, Picnic Area, Playground, Visitor Parking
- Dishwasher, Electric Stove, Garage Control(s), Range Hood, Refrigerator, Washer/Dryer, Window Coverings
- Shed
- Easement Registered On Title, Restrictive Covenant, Utility Right Of Way
- Floor
- Type
- Size
- Other
- Main Floor
- Entrance
- 9'4" × 6'4"
- Main Floor
- Living Room
- 14'7" × 13'4"
- Main Floor
- Dining Room
- 10'5" × 7'6"
- Main Floor
- Kitchen
- 11'10" × 10'4"
- Main Floor
- Den
- 10'7" × 9'2"
- Upper Level
- Bedroom - Primary
- 12'9" × 12'
- Upper Level
- Bedroom
- 14' × 11'
- Upper Level
- Bedroom
- 10'6" × 10'3"
- Basement
- Laundry
- 11'9" × 10'4"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- 8'3" x 3'
- Upper Level
- No
- 4
- 8' x 5'
- Upper Level
- Yes
- 4
- 8' x 5'8"
- Title to Land:
- Fee Simple
- Community Features:
- Golf, Lake, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
- Interior Features:
- Closet Organizers, No Animal Home, No Smoking Home, Pantry, Quartz Counters, Vinyl Windows, Walk-In Closet(s)
- Exterior Features:
- Private Yard
- Patio And Porch Features:
- Deck, Front Porch
- Lot Features:
- Back Lane, Back Yard, Backs on to Park/Green Space, Close to Clubhouse, Lake, No Neighbours Behind, Landscaped, Street Lighting
- Num. of Parcels:
- 0
- Fencing:
- Fenced
- Region:
- Foothills County
- Zoning:
- TN
- Listed Date:
- Oct 05, 2024
- Days on Mkt:
- Signup
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Mountain Views From Bonus Room.
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Floorplan - Basement
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Floorplan - Main
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Floorplan - Upper
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This home benefits from having lake access, which is a great amenity for skating, swimming, fishing and boating etc.
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This home benefits from having lake access, which is a great amenity for skating, swimming, fishing and boating etc.
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This home benefits from having lake access, which is a great amenity for skating, swimming, fishing and boating etc.
3D Tour
- Listings on market:
- 93
- Avg list price:
- $650,000
- Min list price:
- $215,000
- Max list price:
- $3,995,000
- Avg days on market:
- 34
- Min days on market:
- 1
- Max days on market:
- 254
- Avg price per sq.ft.:
- $383.53
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
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