NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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3203 92 Crystal Shores Road
Crystal Shores Okotoks T1S 2M8

$327,500
Residential beds: 2 baths: 2.0 864 sq. ft. built: 2007

Main Photo: 3203 92 Crystal Shores Road: Okotoks Apartment for sale : MLS®# A2163259
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Photo 36: 3203 92 Crystal Shores Road: Okotoks Apartment for sale : MLS®# A2163259
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2163259
Bedrooms:
2
Bathrooms:
2
Year Built:
2007
Welcome to the MESA building in the lake community of Crystal Shores. This impressive 2 bedroom 2 bathroom plus den unit located on the 2nd floor will not disappoint. This is spacious condo living at its best, which includes an open concept kitchen, dining area, den, living room and balcony. You have in-suite laundry and a titled underground heated stall to keep your car secure as well as a storage locker. This complex offers a wonderful amenity room with kitchen, living room, gym, pool tables and hot tub and car wash for its residence to use. You also have full lake privileges! Come enjoy the best condo complex in Okotoks!
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Low-Rise(1-4)
Total Living Area:
864.09 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$464.92
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Gas, Heat, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash, Water
HOA Fee Frequency:
Annually
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Floor Location:
Other
Entry Level:
2
Stories Total:
4
Levels:
Single Level Unit
End Unit:
2+ Common Walls
Total Rooms Above Grade:
2
Year built:
2007 (Age: 17)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
0714596
Heating:
In Floor
New Constr.:
No
Construction Material:
Mixed
Structure Type:
Low Rise (2-4 stories)
Ensuite:
Yes
Flooring:
Carpet, Linoleum
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Heated Garage, Parkade
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
HOA Fee:
$271.16
Condo Fee Frequency:
Monthly
Mesa
Crystal Shores
Beach Access, Car Wash, Clubhouse, Elevator(s), Party Room, Picnic Area, Recreation Facilities, Recreation Room, Sauna, Spa/Hot Tub, Trash, Visitor Parking
Dishwasher, Electric Stove, Range Hood, Refrigerator, Washer/Dryer Stacked
N/A
Restrictive Covenant
Restrictions, Cats OK
Floor
Type
Size
Other
Main Floor
Bedroom
11'4" × 11'1"
Main Floor
Bedroom - Primary
11'7" × 11'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
0' x 0'
Main Floor
Yes
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
Golf, Lake, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
No Animal Home, No Smoking Home, Open Floorplan, Pantry
Exterior Features:
Other
Patio And Porch Features:
Deck
Num. of Parcels:
0
Region:
Foothills County
Zoning:
NC
Listed Date:
Sep 05, 2024
Days on Mkt:
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3D Tour

Virtual Tour

Listed by RE/MAX Complete Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
93
Avg list price:
$650,000
Min list price:
$215,000
Max list price:
$3,995,000
Avg days on market:
34
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$383.53
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706