NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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612 Dawson Drive
Dawson's Landing Chestermere T1X 2X1

$599,900
Residential beds: 5 baths: 4.0 1,579 sq. ft. built: 2024

Main Photo: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 1: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 2: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 3: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 4: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 5: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 6: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 7: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
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Photo 23: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
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Photo 41: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Photo 42: 612 Dawson Drive: Chestermere Semi Detached (Half Duplex) for sale : MLS®# A2178010
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178010
Bedrooms:
5
Bathrooms:
4
Year Built:
2024
Welcome to this brand new semi-detached house with ILLEGAL BASEMENT SUITE, featuring 5 bedrooms 3.5 bathroom, concrete pad at the back, bonus area upstairs, Primary bedroom with a tray ceiling and a lot of upgrades in most of the most demanding communities of Dawson Landing, where this house features a side entrance to the basement with 9ft ceiling, concrete pad at the back. At the entrance, you're welcomed with an open layout, a large living area with huge windows, a separate dining area and a good size kitchen with stainless steel appliances including a chimney hood fan and a built-in microwave. Venturing upstairs, this house has 3 bedrooms, 2.5 bathrooms, a laundry room and a bonus room. Primary bedroom has its own 4pc ensuite and a walkin closet. The other two bedrooms share another 4pc bathroom. Basement has an Illegal suite and comes with a side entrance with 2 large bedrooms, a kitchen, a living area and a full bathroom. The backyard comes with a huge backyard, gas line for the barbeque and a concrete pad as well.
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Illegal
Home Style:
2 Storey, Side by Side
Total Living Area:
1,579 sq. ft.
Main Level Finished Area:
773 sq. ft.
Upper Level Finished Area:
806 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
2,747 sq. ft.
Lot Frontage:
25'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
7
Year built:
2024 (Age: 0)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
2311449
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Finished, Full, Suite
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Off Street, Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Upper Level
HOA Fee:
$210.00
Dawson's Landing
None
Dishwasher, Dryer, Electric Stove, Range Hood, Refrigerator, Stove(s), Washer
N/A
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
13'1" × 9'11"
Main Floor
Kitchen
14'7" × 14'3"
Main Floor
Living Room
14'11" × 11'11"
Upper Level
Bedroom
9'5" × 8'10"
Upper Level
Bedroom
9'5" × 8'10"
Upper Level
Family Room
15' × 8'
Upper Level
Bedroom - Primary
15'8" × 11'11"
Basement
Kitchen
14' × 7'
Basement
Living Room
17' × 12'
Basement
Bedroom
10'3" × 9'5"
Basement
Bedroom
11'1" × 9'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'3" x 5'9"
Upper Level
Yes
3
7'9" x 5'4"
Upper Level
No
4
5' x 9'4"
Basement
No
4
9' x 4'11"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Bathroom Rough-in, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Tray Ceiling(s), Vinyl Windows
Exterior Features:
Playground
Patio And Porch Features:
None
Lot Features:
Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
None
Region:
Chestermere
Zoning:
R3
Listed Date:
Nov 07, 2024
Days on Mkt:
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Virtual Tour

3D Tour

Listed by PREP Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
214
Avg list price:
$657,000
Min list price:
$235,000
Max list price:
$3,150,000
Avg days on market:
39
Min days on market:
1
Max days on market:
228
Avg price per sq.ft.:
$359.1
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706