NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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104 Lakewood Circle
Lakewood (Strathmore) Strathmore T1P 0G8

$749,900
Residential beds: 5 baths: 5.0 1,925 sq. ft. built: 2025

Main Photo: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 1: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 2: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 3: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 4: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 5: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Photo 6: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165383
Bedrooms:
5
Bathrooms:
5
Year Built:
2025
This elegant two-story home WITH LEGAL BASEMENT SUITE and separate side entrance, is designed to offer both comfort and versatility. Situated on a generous corner lot that provides added space and privacy with no neighbors beside or behind. The main floor features a thoughtfully planned layout that seamlessly blends functionality with style. Upon entry, you will love the open to below feature as you walk to a dedicated office space, perfect for remote work or as a quiet study area( could also be used as a bedroom). Adjacent to the office is a full bathroom, adding convenience for guests and family members. The main living areas are designed for ease of flow, making them ideal for both entertaining and everyday living. Kitchen, dining room and living room all flow together and feature a large walk-in pantry, plenty of counters and cupboards, extended islands and large windows, The upper level of the home is designed with family needs in mind. It includes three well-appointed bedrooms, each offering ample space and comfort. The primary serves as a private retreat with ensuite and walk-in closet, while the additional bedrooms are versatile enough to accommodate various needs. A dedicated bonus room provides extra space for recreation or relaxation, enhancing the home's livability. Additionally, a conveniently located laundry room on this floor adds to the home's practicality, making household chores more manageable. One of the best features of this property is the legal, two bedroom basement suite. This separate living area offers a range of possibilities, from providing independent living space for extended family members to serving as a potential rental unit. It includes its own entrance, ensuring privacy and autonomy while maintaining seamless integration with the main house. The home also includes a double garage. The corner lot adds to the property's appeal, offering a spacious outdoor area and enhancing the overall sense of privacy and openness. In summary, this two-story home combines stylish design with practical features, including a legal basement suite, a main floor office and full bath, three bedrooms plus a bonus room upstairs, and a double garage. Strathmore is a vibrant town with all the amenities of the big city without the congestion.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey
Total Living Area:
1,925 sq. ft.
Main Level Finished Area:
929 sq. ft.
Upper Level Finished Area:
996 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
842.8 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,553 sq. ft.
Lot Frontage:
42'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2025 (Age: -)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
5.0 (Full:5, Half:0)
Plan:
1413461
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Suite, Walk-Up To Grade
Foundation:
Poured Concrete
Builder:
Dhaduk Homes
New Constr.:
Yes
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Garage Door Opener
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Laundry Room, Multiple Locations, Upper Level
Lakewood (Strathmore)
Dishwasher, Refrigerator, Stove(s)
Suite Appliances: Refrigerator, Stove, Dish Washer
Building Design Size
Floor
Type
Size
Other
Main Floor
Foyer
10'4" × 5'6"
Main Floor
Mud Room
7'8" × 5'6"
Main Floor
Office
10' × 8'6"
Main Floor
Kitchen
11'1" × 8'9"
Main Floor
Pantry
5'2" × 5'2"
Main Floor
Living/Dining Room Combination
25'3" × 12'6"
Upper Level
Bonus Room
14' × 11'6"
Upper Level
Bedroom
10'9" × 9'1"
Upper Level
Laundry
10'9" × 5'3"
Upper Level
Bedroom - Primary
14'2" × 11'
Upper Level
Walk-In Closet
10'9" × 4'9"
2nd Floor
Bedroom
10' × 10'
Lower Level
Furnace/Utility Room
16'11" × 4'11"
Suite
Laundry
5'10" × 5'
Suite
Bedroom
12' × 11'1"
Suite
Kitchen
9'7" × 8'3"
Suite
Living/Dining Room Combination
13'7" × 12'7"
Suite
Bedroom
11'1" × 10'6"
Suite
Laundry
5'10" × 5'
Floor
Ensuite
Pieces
Other
Main Floor
No
4
8'6" x 5'2"
Upper Level
No
4
5' x 10'9"
Upper Level
Yes
4
Suite
No
4
8'6" x 5'2"
Suite
No
4
8'6" x 5'2"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Closet Organizers, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Separate Entrance, Walk-In Closet(s)
Exterior Features:
Private Entrance, Private Yard
Patio And Porch Features:
Front Porch
Lot Features:
Back Yard, Backs on to Park/Green Space, Corner Lot, No Neighbours Behind
Num. of Parcels:
0
Fencing:
None
Region:
Wheatland County
Zoning:
R1S
Listed Date:
Sep 14, 2024
Days on Mkt:
  • Photo 1: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 1 of 6
  • Photo 2: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 2 of 6
  • Photo 3: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 3 of 6
  • Photo 4: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 4 of 6
  • Photo 5: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 5 of 6
  • Photo 6: 104 Lakewood Circle: Strathmore Detached for sale : MLS®# A2165383
    Photo 6 of 6
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Listed by Royal LePage Benchmark
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
52
Avg list price:
$527,450
Min list price:
$179,999
Max list price:
$2,200,000
Avg days on market:
33
Min days on market:
5
Max days on market:
215
Avg price per sq.ft.:
$366.52
These statistics are generated based on the current listing's property type and located in Strathmore. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706