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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
Sep 21, 2024
01:00 PM
-
04:00 PM
MDT
176 Lakewood Circle
Strathmore
T1P 2J4
$649,900
Residential
beds: 4
baths: 3.0
1,141 sq. ft.
built: 2024
Open House
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Sep 21, 2024
01:00 PM
-
04:00 PM
MDT
NOTES: Open House on Saturday, September 21, 2024 1:00PM - 4:00PM
Please visit us at the Winchester Sales Centre, located at 176 Lakewood Circle.
Open House
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Sep 25, 2024
04:00 PM
-
07:00 PM
MDT
NOTES: Open House on Wednesday, September 25, 2024 4:00PM - 7:00PM
Please visit us at the Winchester Sales Centre, located at 176 Lakewood Circle.
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2146741
- Bedrooms:
- 4
- Bathrooms:
- 3
- Year Built:
- 2024
- Photos (6)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
Cancel any time.
Welcome to this enchanting 4-bedroom bilevel home, nestled in a serene waterfront neighborhood where modern comfort meets timeless elegance. As you approach, the home greets you with its charming exterior and a spacious double garage, offering ample parking for convenience. Step inside to discover an inviting main level that features a contemporary, open floor plan, seamlessly integrating the living room, dining area, and kitchen. Sunlight cascades through generous windows, illuminating the airy space and highlighting the exquisite decor. The kitchen is a culinary masterpiece, boasting a large island, sleek quartz countertops, premium cabinetry from Superior Cabinets, and state-of-the-art stainless steel appliances, perfect for hosting intimate gatherings or grand celebrations. On this level, two bedrooms provide a peaceful sanctuary, including the primary suite, which offers a private full bath and a walk-in closet. An additional full bath caters to guests and the second bedroom, ensuring both comfort and convenience. Descend to the lower level to find another alluring space designed for relaxation and entertainment. This level offers two more generously sized bedrooms and a full bath, providing privacy and comfort for extended family or guests. The expansive recreation room offers endless possibilities for customization, whether a media room, home office, or hobby space. Outside, an expansive backyard awaits, offering a private retreat with no neighbors behind. Enjoy your morning coffee on the deck or host a delightful barbecue in this serene oasis, perfect for leisurely moments and joyful gatherings. Situated in a coveted neighborhood, this home is just moments from a new playground, a pickleball court, and scenic walking paths leading to a future swimming lake. This residence artfully combines practicality with modern comforts. With its spacious layout, three full baths, and thoughtful design elements, this bilevel gem is ready to welcome you home. ***Alternative basement floor plans available
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- Bi-Level
- Total Living Area:
- 1,141 sq. ft.
- Main Level Finished Area:
- 1,141 sq. ft.
- Lower Level Finished Area:
- Signup
- Above Grade Finished Area:
- Signup
- Below Grade Finished Area:
- 819 sq. ft.
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Includes:
- Signup
- Lot Area:
- 3,878 sq. ft.
- Lot Frontage:
- 35'11⅞"
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- West
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Unit Exposure:
- West
- Levels:
- One
- Total Rooms Above Grade:
- 3
- Year built:
- 2024 (Age: 0)
- Bedrooms:
- 4 (Above Grd: 2)
- Bedrooms Above Grade:
- 2
- Bedrooms Below Grade:
- 2
- Bathrooms:
- 3.0 (Full:3, Half:0)
- Plan:
- 2211171
- Heating:
- Forced Air, Natural Gas
- Basement:
- Finished, Full
- Foundation:
- Poured Concrete
- Builder:
- Winchester Builders
- New Constr.:
- Yes
- Construction Material:
- Wood Frame
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- Yes
- Flooring:
- Carpet, Tile, Vinyl Plank
- Cooling:
- None
- Fireplaces:
- 0
- Garage:
- 1
- Garage Spaces:
- 2
- Parking:
- Double Garage Attached, Driveway
- Parking Places:
- 4.0
- Parking Total/Covered:
- 4 / -
- Laundry Features:
- Laundry Room, Main Level
- Lakewood (Strathmore)
- Dishwasher, Electric Stove, Garage Control(s), Microwave, Refrigerator
- None
- Architectural Guidelines
- Floor
- Type
- Size
- Other
- Main Floor
- Bedroom - Primary
- 13' × 11'7"
- Main Floor
- Living Room
- 23'8" × 13'2"
- Main Floor
- Bedroom
- 10' × 9'9"
- Lower Level
- Bedroom
- 12'1" × 9'6"
- Lower Level
- Bedroom
- 11' × 9'
- Lower Level
- Game Room
- 16' × 13'10"
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- Yes
- 3
- Main Floor
- No
- 4
- Lower Level
- No
- 4
- Title to Land:
- Fee Simple
- Community Features:
- Park, Playground, Schools Nearby, Shopping Nearby
- Interior Features:
- Breakfast Bar, Closet Organizers, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Recessed Lighting, Storage, Walk-In Closet(s)
- Exterior Features:
- BBQ gas line, Private Yard
- Patio And Porch Features:
- Deck, Front Porch
- Lot Features:
- Back Yard, Backs on to Park/Green Space, City Lot, Street Lighting
- Num. of Parcels:
- 0
- Fencing:
- Partial
- Region:
- Wheatland County
- Zoning:
- R1N
- Listed Date:
- Jul 23, 2024
- Days on Mkt:
- Signup
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Photo 6 of 6
Listed by Royal LePage Benchmark
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
- Listings on market:
- 49
- Avg list price:
- $579,900
- Min list price:
- $125,000
- Max list price:
- $2,200,000
- Avg days on market:
- 35
- Min days on market:
- 1
- Max days on market:
- 161
- Avg price per sq.ft.:
- $350.65
These statistics are generated based on the current listing's property type
and located in
Strathmore. Average values are
derived using median calculations.
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
Featured Listing
3 Henderson Close Northeast
$700,000
MLS®#: A2148104
Bedrooms: 3
Bathrooms: 3.0
Floor Area: 1,548.61 sq. ft.
CIR Realty