NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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210 Saratoga Close NE
Monterey Park Calgary T1Y 6Z9

$529,900
Residential beds: 4 baths: 4.0 1,379 sq. ft. built: 1994

Main Photo: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 1: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 2: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 3: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 4: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 5: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Photo 6: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
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Photo 39: 210 Saratoga Close NE in Calgary: Monterey Park Detached for sale : MLS®# A2161209
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2161209
Bedrooms:
4
Bathrooms:
4
Year Built:
1994
Discover this well-maintained 4-bedroom, 3-bathroom home situated in the sought-after community of Monterey Park. Located on a quiet cul-de-sac, this property is perfect for families looking for a blend of comfort and convenience. Upon entering, you are welcomed by a bright and inviting living room with large windows that allow natural light to pour in. The open-concept design flows into a formal dining area, perfect for hosting intimate dinners and family gatherings. The kitchen features ample cabinetry and well-maintained appliances, providing a functional space for everyday cooking. Upstairs, the primary bedroom offers a comfortable retreat with a 2-piece ensuite bath. Two additional well-sized bedrooms and a full bathroom complete the upper level, providing ample space for family members or guests. The fully finished basement adds valuable living space, featuring a spacious recreation room, a full bathroom, and an additional bedroom, which can serve as a guest room or a private space for older children. Outside, the fully fenced backyard is perfect for outdoor activities and features a deck, great for summer barbecues and relaxation.conveniently located near schools, parks, shopping, and public transit, making it an excellent choice for families seeking a home in a vibrant community. Don’t miss the chance to make this lovely house your home! Schedule a showing now!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,379 sq. ft.
Main Level Finished Area:
709 sq. ft.
Upper Level Finished Area:
670 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
574 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,175 sq. ft.
Lot Frontage:
25'11"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
1994 (Age: 30)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:2, Half:2)
Plan:
9411515
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Parking Pad
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Monterey Park
Dishwasher, Range Hood, Refrigerator, Stove(s), Washer/Dryer
All appliances listed in the appliance section and Hot plate. There are 2 sets of Washer/Dryer and refrigerator
None Known
Floor
Type
Size
Other
Main Floor
Living Room
20'9" × 15'2"
Main Floor
Kitchen
15'5" × 12'3"
Main Floor
Dining Room
11'9" × 6'11"
Upper Level
Bedroom - Primary
13'1" × 12'9"
Upper Level
Bedroom
11'2" × 9'9"
Upper Level
Bedroom
11'6" × 9'
Basement
Bedroom
13' × 8'1"
Basement
Game Room
18' × 18'
Basement
Furnace/Utility Room
9'7" × 9'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'9" x 6'7"
Upper Level
No
4
5' x 8'3"
Upper Level
Yes
2
5'8" x 6'2"
Basement
No
4
5'4" x 7'3"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Street Lights
Interior Features:
Pantry, Quartz Counters, Separate Entrance, Storage
Exterior Features:
Private Yard, Storage
Patio And Porch Features:
Front Porch, Patio
Lot Features:
Back Lane, Landscaped
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NE
Zoning:
R-C2
Listed Date:
Sep 03, 2024
Days on Mkt:
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3D Tour

Listed by PropZap Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$644,950
Min list price:
$286,000
Max list price:
$885,000
Avg days on market:
39
Min days on market:
6
Max days on market:
118
Avg price per sq.ft.:
$392.08
These statistics are generated based on the current listing's property type and located in Monterey Park. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706