NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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304 12 Avenue SW
Beltline Calgary T2R 0H2

$619,900
Residential beds: 2 baths: 3.0 1,228 sq. ft. built: 2018

Main Photo: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 1: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 2: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 3: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 4: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 5: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
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Photo 24: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Photo 25: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
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Photo 28: 304 12 Avenue SW in Calgary: Beltline Row/Townhouse for sale : MLS®# A2150388
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2150388
Bedrooms:
2
Bathrooms:
3
Year Built:
2018
Step into a one-of-a-kind opportunity at Park Point with this concrete built commercial/residential zoned townhome of the complex featuring 1227 sqft, walk up street level. This unique offering is one of only eight units like this in the entire complex. This stunning unit offers the flexibility to combine both living and working areas to suit your needs. This multi-level townhome features 2 bedrooms and 2.5 bathrooms 2 titled parking spaces, storage and more. With street access on and a front patio that leads to an open concept main floor, you have plenty of space for entertaining and enjoying inner city life creating a fantastic floorplan that suits your lifestyle. The kitchen is well-appointed with ample counter space, making it ideal for both entertaining and unleashing your culinary talents. On the second floor, you'll discover two double primary suites, each with its own private en-suite bathroom on ensuite with double vanities, shower and bath and the other a 4-piece plus upper floor laundry in the hall. This home comes with the added convenience of two titled underground parking stalls and storage. Park Point offers a host of amenities, including a 24-hour concierge, the 2nd floor Zen terrace, a hospitality room with outdoor amenities and a fire pit, and a fully equipped fitness center, providing you with the best of both worlds, whether you're seeking a business space or a residential home. Centrally located in the heart of the Beltline, with easy access to downtown, 17th Ave, and 1st Street amenities, this property offers the perfect blend of convenience and space. Don't miss out on this one-of-a-kind opportunity.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,227.55 sq. ft.
Main Level Finished Area:
570.06 sq. ft.
Upper Level Finished Area:
657.49 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$855.32
Condo Fee Includes:
Caretaker, Common Area Maintenance, Heat, Parking, Professional Management, Reserve Fund Contributions, Security Personnel, Sewer, Snow Removal, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East, South, Southeast
Floor Location:
Ground
Entry Level:
1
Levels:
Two
End Unit:
End Unit
Total Rooms Above Grade:
6
Year built:
2018 (Age: 6)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1811544
Heating:
Fan Coil, Natural Gas
Basement:
None
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Concrete, Metal Siding
Structure Type:
Five Plus
Roof:
Rubber
Ensuite:
Yes
Flooring:
Ceramic Tile, Laminate
Cooling:
Central Air
Fireplaces:
0
Garage:
0
Garage Spaces:
2
Parking:
Heated Garage, Parkade, Stall, Titled, Underground
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit, Upper Level
Condo Fee Frequency:
Monthly
Park Point
Beltline
Clubhouse, Elevator(s), Fitness Center, Guest Suite, Park, Party Room, Picnic Area, Playground, Recreation Facilities, Roof Deck, Sauna, Secured Parking, Storage, Trash, Visitor Parking
Central Air Conditioner, Dishwasher, Gas Stove, Microwave, Oven-Built-In, Range Hood, Refrigerator, Washer/Dryer Stacked, Window Coverings
N/A
Board Approval, Building Restriction, Easement Registered On Title
Restrictions, Yes
Floor
Type
Size
Other
Main Floor
Kitchen
14'6" × 12'
Main Floor
Dining Room
11'10" × 8'10"
Main Floor
Living Room
13'10" × 9'4"
Main Floor
Foyer
5'10" × 5'4"
Upper Level
Laundry
3'2" × 3'
Upper Level
Bedroom - Primary
12'4" × 10'10"
Upper Level
Bedroom
12'2" × 10'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5' x 5'4"
Upper Level
Yes
4
4'11" x 8'2"
Upper Level
Yes
5
8' x 9'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s)
Interior Features:
Closet Organizers, Double Vanity, Elevator, High Ceilings, Kitchen Island, Open Floorplan, Storage
Exterior Features:
Courtyard, Garden, Outdoor Grill
Patio And Porch Features:
Front Porch, Patio, Side Porch, Terrace
Lot Features:
See Remarks
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
CC-X
Listed Date:
Aug 07, 2024
Days on Mkt:
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Listed by Century 21 Bamber Realty LTD.
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
235
Avg list price:
$385,000
Min list price:
$188,000
Max list price:
$2,900,000
Avg days on market:
43
Min days on market:
1
Max days on market:
448
Avg price per sq.ft.:
$503.8
These statistics are generated based on the current listing's property type and located in Beltline. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706