NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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305 108 15 Avenue SE
Beltline Calgary T3G 5R9

$325,000
Residential beds: 2 baths: 1.0 738 sq. ft. built: 2002

Main Photo: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 1: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 2: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 3: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 4: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 5: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
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Photo 12: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 13: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 14: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 15: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 16: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 17: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 18: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 19: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 20: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Photo 21: 305 108 15 Avenue SE in Calgary: Beltline Apartment for sale : MLS®# A2178280
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178280
Bedrooms:
2
Bathrooms:
1
Year Built:
2002
In the heart of downtown, this 2 bed, 1 bath condo is located in a mid sized, boutique style concrete building. This bright and sunny corner unit features an open concept floorplan with gleaming hardwood floors throughout the main living areas. The kitchen is the heart of the main living space, with maple shaker style cabinetry, stainless steel appliances, tile backsplash, a separate pantry and eat up bar for those quick meals on the go. Just off the kitchen is a spacious dining area offering convenient access to the deck (with BBQ gas line). After dinner you can kick back and enjoy a relaxing evening in the adjoining living room with wrap around windows and a cozy gas fireplace. Just down the hall are 2 bedrooms, and a spacious 4pc bathroom. This condo also features in-suite laundry, a spacious storage room, In floor radiant heat (no baseboard heaters taking up valuable floor space), and titled underground parking. This is an excellent opportunity for those looking for a home to call their own, or those looking for an opportunity to own a cash flow positive investment property. The walk score is excellent in this location. The new BMO Centre and Saddledome are minutes away. A quick walk to Mission or 17th Avenue will offer tons of dining options and unique shops to pop in to, and a quick morning commute into the downtown core. This solid concrete building offers an exceptional opportunity to own property in vibrant Calgary.
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
High-Rise (5+)
Total Living Area:
738.41 sq. ft.
Main Level Finished Area:
738.41 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$454.84
Condo Fee Includes:
Common Area Maintenance, Gas, Heat, Insurance, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southwest
Reg. Size:
Reg. Size Includes:
Unit Exposure:
Northeast
Floor Location:
Other
Entry Level:
3
Stories Total:
7
Levels:
Single Level Unit
End Unit:
2+ Common Walls, End Unit
Total Rooms Above Grade:
6
Year built:
2002 (Age: 22)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
1.0 (Full:1, Half:0)
Plan:
0213028
Heating:
In Floor, Radiant
New Constr.:
No
Construction Material:
Concrete, Stucco
Structure Type:
High Rise (5+ stories)
Roof:
Tar/Gravel
Ensuite:
No
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
0
Parking:
Parkade, Stall, Underground
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit, Laundry Room
Condo Fee Frequency:
Monthly
The Solarium
Beltline
Bicycle Storage, Elevator(s), Parking, Secured Parking, Trash, Visitor Parking
Dishwasher, Electric Stove, Microwave Hood Fan, Refrigerator, Washer/Dryer Stacked, Window Coverings
None
Pet Restrictions or Board approval Required, Pets Allowed
Yes
Floor
Type
Size
Other
Main Floor
Kitchen
12'2" × 11'
Main Floor
Dining Room
10'3" × 7'4"
Main Floor
Living Room
12'4" × 10'
Main Floor
Foyer
8' × 7'8"
Main Floor
Laundry
5'6" × 4'
Main Floor
Balcony
9'8" × 4'5"
Main Floor
Storage
6' × 5'7"
Main Floor
Bedroom - Primary
9'6" × 9'
Main Floor
Bedroom
8'5" × 8'
Floor
Ensuite
Pieces
Other
Main Floor
No
4
7' x 7'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Breakfast Bar, Chandelier, Closet Organizers, Elevator, High Ceilings, Laminate Counters, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Soaking Tub, Storage, Vinyl Windows
Exterior Features:
Balcony, BBQ gas line
Patio And Porch Features:
Balcony(s)
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
CC-MH
Listed Date:
Nov 09, 2024
Days on Mkt:
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Listed by CIR Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
235
Avg list price:
$385,000
Min list price:
$188,000
Max list price:
$2,900,000
Avg days on market:
43
Min days on market:
1
Max days on market:
448
Avg price per sq.ft.:
$503.8
These statistics are generated based on the current listing's property type and located in Beltline. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706