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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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63 Fenton Road SE
Fairview Calgary T2H 1B8

$699,800
Residential beds: 4 baths: 2.0 896 sq. ft. built: 1959

Main Photo: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 1: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 2: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 3: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 4: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 5: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 6: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 7: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 8: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Photo 9: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
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Photo 12: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
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Photo 33: 63 Fenton Road SE in Calgary: Fairview Detached for sale : MLS®# A2162262
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162262
Bedrooms:
4
Bathrooms:
2
Year Built:
1959
Finally!...a FULLY RENOVATED bungalow in a central location with a OVERSIZED HEATED DOUBLE DETACHED GARAGE on a 50 foot wide lot with 2 extra parking spaces including an illegal 2 BEDROOM BASEMENT SUITE. RENOVATED BUNGALOW | NEW ILLEGAL SUITE | OVERSIZED HEATED GARAGE | EXTRA OFF-STREET PARKING | OPEN FLOOR PLAN | LAMINATE FLOORS THROUGHOUT, NO CARPET! | LOADS OF NATURAL LIGHT | BRAND NEW KITCHEN & APPLIANCES | 4 TOTAL BEDROOMS | SEPARATE ENTRANCE | RENOVATED BASEMENT | HUGE YARD | OUTSTANDING LOCATION ! Beautifully renovated bungalow with the added bonuses of a new illegal basement suite and an oversized heated garage with extra side parking for tenants, guests or an RV. This ideal location in desirable Fairview is within walking distance to schools and countless shops, restaurants and amenities along McLeod Trail and Heritage Drive. Quick access to the C-Trian and rapid bus line, Chinook Mall, Deerfoot Meadows, Heritage Park, Barley Belt Brewery District, several parks and the an off-leash area means there’s something for everybody! After all of that adventure come home to a quiet sanctuary away from the hustle and bustle. The newly opened-up floor plan has incredible connectivity with oversized windows streaming in natural light and durable laminate floors throughout (no carpet!). The spacious living room invites relaxation boasting street views showcased through bay windows. Culinary pursuits are inspired in the gorgeous brand new kitchen featuring new stainless steel appliances, 2-toned full-height shaker cabinetry, timeless subway tile and a centre island to gather around. The same gleaming floors are continued into the bedrooms for cohesiveness and cleanliness and the stunningly updated bathroom is centrally located for both you and your guests. A separate entrance leads to the finished basement, expertly renovated in the same stylish design as the rest of the home. This level is perfect as more family space but thanks to the addition of a full kitchen and smart floor plan is also ideal as an illegal rental suite, for extended family members or older children still living at home but needing a little more privacy. A crisp white kitchen, 2 large and bright bedrooms and a renovated bathroom add to the allure of this amazing level. Enjoy peaceful morning coffees on the front patio or casual barbeques on the rear patio in the large, fully landscaped yard privately nestled behind the oversized and heated double detached garage. This wonderful community is currently experiencing something of a renaissance, once an ageing community, recent years have witnessed a remarkable regeneration of the arena, Arts Center, the many parks and playgrounds which is luring many young families to the neighbourhood.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Illegal
Home Style:
Bungalow
Total Living Area:
895.93 sq. ft.
Main Level Finished Area:
893.93 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
781.85 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,994 sq. ft.
Lot Frontage:
50'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
4
Year built:
1959 (Age: 65)
Bedrooms:
4 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
2
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
3323HR
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Brick/Mortar
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached, Heated Garage, Insulated, Oversized, RV Access/Parking
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Main Level
Fairview (Calgary)
Dishwasher, Electric Stove, Microwave, Range Hood, Refrigerator
None
Encroachment
Floor
Type
Size
Other
Main Floor
Living Room
21'2" × 13'9"
Main Floor
Kitchen
16'2" × 10'8"
Main Floor
Bedroom - Primary
13'10" × 10'1"
Main Floor
Bedroom
10'6" × 9'4"
Basement
Game Room
23'11" × 9'8"
Basement
Furnace/Utility Room
12' × 11'
Basement
Bedroom
10'11" × 9'9"
Basement
Bedroom
10'9" × 9'9"
Basement
Kitchen
12'5" × 3'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
Basement
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Walking/Bike Paths
Interior Features:
Kitchen Island, Open Floorplan, Recessed Lighting, Separate Entrance, Soaking Tub, Stone Counters, Storage
Exterior Features:
Private Yard
Patio And Porch Features:
Patio
Lot Features:
Back Lane, Back Yard, Landscaped
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-C1
Listed Date:
Sep 13, 2024
Days on Mkt:
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Listed by eXp Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
4,937
Avg list price:
$589,000
Min list price:
$159,900
Max list price:
$10,000,000
Avg days on market:
35
Min days on market:
1
Max days on market:
473
Avg price per sq.ft.:
$435.58
These statistics are generated based on the current listing's property type and located in Calgary. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706