NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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205 6 Merganser Drive W
West Creek Chestermere T1X 2Y2

$524,900
Residential beds: 4 baths: 2.0 1,665 sq. ft. built: 2024

Main Photo: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 1: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 2: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 3: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 4: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
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Photo 20: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 21: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 22: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 23: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Photo 24: 205 6 Merganser Drive W: Chestermere Row/Townhouse for sale : MLS®# A2177793
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177793
Bedrooms:
4
Bathrooms:
2
Year Built:
2024
Welcome to refined living in the newly built 3-storey townhouse by Truman, located in the highly sought-after Chelsea community of Chestermere, AB. From the moment you step inside, you’ll feel the allure of a fresh build with that unmistakable “new condo smell.” This 1,665 sq. ft. home boasts 4 spacious bedrooms and 2.5 bathrooms, effortlessly combining modern design with functionality in every corner. The heart of this home is its bright, open-concept main floor, where a chef-inspired kitchen awaits. Designed with entertaining in mind, the kitchen features sleek quartz countertops, premium stainless steel appliances, and ample counter space, making it both stylish and practical. The adjoining dining and living areas flow beautifully, creating a seamless space for hosting friends and family or relaxing in comfort. The primary suite is a true sanctuary, featuring a luxurious 4-piece ensuite where you can unwind after a long day. Additional thoughtful touches include in-suite laundry for added convenience and a double attached garage (20x20), making storage and accessibility a breeze. The main floor also offers a flexible room that serves perfectly as an office, guest bedroom, or even a private retreat for those working from home. Beyond the home itself, you’ll find an inviting lifestyle in the vibrant Chelsea neighbourhood. Located near Lake Chestermere, residents enjoy an array of amenities, recreational opportunities, and beautiful lakeside views that make this community truly unique. Just a short drive from Calgary, Chelsea provides the ideal blend of small-town charm with urban accessibility, giving you the best of both worlds. With high-quality craftsmanship and a location that’s second to none, this PET FRIENDLY home is a remarkable find. Don’t miss your chance to make it yours—schedule a private tour today and step into a world of style, comfort, and quality that only a new build can offer.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Storey
Total Living Area:
1,665 sq. ft.
Main Level Finished Area:
688.9 sq. ft.
Upper Level Finished Area:
693 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$272.50
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Sewer, Snow Removal, Water
HOA Fee Includes:
Lot Area:
15 sq. ft.
Lot Frontage:
6'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Three Or More
End Unit:
1 Common Wall
Total Rooms Above Grade:
8
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
2411442
Heating:
Forced Air, Natural Gas
Basement:
None
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Silent Floor Joists, Wood Frame
Structure Type:
Other
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Front Drive, Garage Door Opener
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Z-name Not Listed
West Creek
None
Built-In Oven, Built-In Refrigerator, Dishwasher, Microwave Hood Fan, Washer/Dryer Stacked, Window Coverings
None
None Known
Yes
Floor
Type
Size
Other
Main Floor
Foyer
6'10" × 5'5"
Main Floor
Mud Room
6'10" × 3'10"
Main Floor
Bedroom
11'3" × 9'
Main Floor
Storage
4'8" × 3'4"
Main Floor
Furnace/Utility Room
8'10" × 3'4"
Main Floor
Kitchen
12' × 12'
Main Floor
Pantry
3'8" × 2'
Main Floor
Living Room
14'11" × 11'7"
Main Floor
Dining Room
13'2" × 8'10"
Upper Level
Bedroom - Primary
15'4" × 10'3"
Upper Level
Walk-In Closet
7' × 4'2"
Upper Level
Bedroom
12'2" × 9'7"
Upper Level
Bedroom
12'2" × 9'3"
Upper Level
Laundry
4'11" × 3'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'5" x 5'8"
Upper Level
Yes
4
4'11" x 8'6"
Title to Land:
Fee Simple
Community Features:
None
Interior Features:
Breakfast Bar, Central Vacuum, Chandelier, Closet Organizers, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Quartz Counters, Vinyl Windows
Exterior Features:
Balcony, BBQ gas line, Courtyard
Patio And Porch Features:
Balcony(s)
Lot Features:
Other
Num. of Parcels:
0
Fencing:
Fenced
Region:
Chestermere
Zoning:
R-3
Listed Date:
Nov 06, 2024
Days on Mkt:
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Listed by eXp Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
214
Avg list price:
$657,000
Min list price:
$235,000
Max list price:
$3,150,000
Avg days on market:
39
Min days on market:
1
Max days on market:
228
Avg price per sq.ft.:
$359.1
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706