NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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Dial 403.397.3706 for Diane Richardson

How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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213 West Creek Drive
West Creek Chestermere T1X 1K7

$739,900
Residential beds: 4 baths: 4.0 2,032 sq. ft. built: 2002

Main Photo: 213 West Creek Drive: Chestermere Detached for sale : MLS®# A2151596
Photo 1: 213 West Creek Drive: Chestermere Detached for sale : MLS®# A2151596
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Photo 41: 213 West Creek Drive: Chestermere Detached for sale : MLS®# A2151596
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2151596
Bedrooms:
4
Bathrooms:
4
Year Built:
2002
Gorgeous former show home in West Creek! Fully renovated top to bottom with upscale finishes and many upgrades. Front drive attached garage home with garage offset, allows more natural light front to back. Large, extra wide lot. Rich tigerwood hardwood floors throughout the main and upper levels. Chef's dream kitchen with granite island, raised breakfast bar, & perimeter countertops. Deluxe stainless steel appliance package. All principle rooms are oversized and can accommodate the largest furniture sets. 3 generous bedrooms up including huge primary retreat offering a full walk-in closet & spa inspired ensuite bath. Double undermount sinks, full steam tube/shower with body jets, matching granite countertops, & full length mirror. Fully developed lower level is your entertainment headquarters with impressive custom full bar, built-in ready to use fish tank, 7.1 surround sound ceiling speakers, & projector theatre system. Full bar features full height espresso maple cabinetry, wine storage, granite countertops, & commercial grade bar fridge with stainless steel top. Lush, private rear yard with many mature trees, shrubs, & multi-tiered deck wrapping around the rear of the home. Gas line for BBQ, fire table, or gas heater. Private stained wood gazebo (negotiable), containing a hot tub offers a unique 4 season place to unwind. Centrally located in Chestermere, this location offers a larger than standard lot size and easy access to all amenities. A total package turnkey family home!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,032 sq. ft.
Main Level Finished Area:
1,054 sq. ft.
Upper Level Finished Area:
977.43 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
961.19 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,027 sq. ft.
Lot Frontage:
59'3"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2002 (Age: 22)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0112144
Heating:
In Floor, Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood, Tile
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
West Creek
Bar Fridge, Central Air Conditioner, Dishwasher, Dryer, Garage Control(s), Gas Range, Microwave, Range Hood, Refrigerator, Washer, Water Softener, Window Coverings
Hot tub
None Known
Floor
Type
Size
Other
Main Floor
Living Room
17'6" × 15'9"
Main Floor
Family Room
16'2" × 12'1"
Main Floor
Breakfast Nook
8'11" × 7'
Main Floor
Kitchen
16'4" × 10'8"
Main Floor
Laundry
8'8" × 7'6"
Upper Level
Bedroom - Primary
16'8" × 11'9"
Upper Level
Bedroom
13' × 12'7"
Upper Level
Bedroom
11'6" × 11'3"
Lower Level
Bedroom
11'1" × 11'
Lower Level
Game Room
16'5" × 15'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
Upper Level
No
4
0' x 0'
Upper Level
Yes
4
0' x 0'
Lower Level
No
3
0' x 0'
Title to Land:
Fee Simple
Community Features:
Lake, Park, Playground, Schools Nearby, Shopping Nearby, Street Lights, Walking/Bike Paths
Interior Features:
Bar, Built-in Features, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Steam Room, Walk-In Closet(s)
Exterior Features:
Private Yard
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Landscaped
Num. of Parcels:
0
Fencing:
Fenced
Region:
Chestermere
Zoning:
R-1
Listed Date:
Jul 22, 2024
Days on Mkt:
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Listed by RE/MAX Complete Realty
Data was last updated September 21, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
203
Avg list price:
$699,900
Min list price:
$258,000
Max list price:
$3,900,000
Avg days on market:
30
Min days on market:
1
Max days on market:
175
Avg price per sq.ft.:
$362.69
These statistics are generated based on the current listing's property type and located in Chestermere. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706