NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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486 Clydesdale Way
Heartland Cochrane T4C 3B5

$729,900
Residential beds: 4 baths: 3.0 2,042 sq. ft. built: 2024

Main Photo: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 1: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 2: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 3: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 4: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 5: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 6: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 7: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 8: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 9: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 10: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 11: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 12: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 13: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 14: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 15: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 16: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 17: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 18: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 19: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 20: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 21: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 22: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 23: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 24: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 25: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 26: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
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Photo 30: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 31: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
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Photo 33: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 34: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 35: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 36: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 37: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 38: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 39: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 40: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 41: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 42: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 43: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 44: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 45: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 46: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 47: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Photo 48: 486 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178377
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178377
Bedrooms:
4
Bathrooms:
3
Year Built:
2024
**4 Bed | 3 Bath | Full Bedroom and Bath on Main Floor | Basement Side Door** Welcome to Heartland, a beautiful neighbourhood in Cochrane. This thoughtfully designed, fully upgraded, brand-new home could be your dream home. It greets you with a spacious entryway that sets the tone for the rest of the house. The main floor features a full bedroom and a full bathroom. Next is the modern kitchen, equipped with stainless steel appliances, a chimney-style hood fan, and a charming barn sink with attachments. The living room boasts a fireplace and staggered shelves, providing both warmth and character. The dining and living areas overlook green space/future school, ensuring no neighbours behind. A beautifully crafted railing leads you upstairs, where you'll find the primary bedroom along with two additional bedrooms. The primary bedroom offers views of the green space, and on a clear day, you can even catch a glimpse of the mountains. The 5-piece ensuite bathroom includes dual sinks, a freestanding tub, and a separate shower. Additionally, a bonus room, two more bedrooms, and a 4-piece bathroom complete the upper level. The basement features a side door, three windows, and a roughed-in bathroom, making it perfect for your future development plans. Overall, this home is ideal for families. Schedule your private showing today before it’s gone!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,042.25 sq. ft.
Main Level Finished Area:
904.16 sq. ft.
Upper Level Finished Area:
1,138.09 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
832.39 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,976 sq. ft.
Lot Frontage:
34'1½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southeast
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
2210392
Heating:
Central, Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
Heartland
Dishwasher, Electric Range, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Refrigerator, Garage Control(s), Microwave
N/A
None Known
Floor
Type
Size
Other
Main Floor
Foyer
13'11" × 8'8"
Main Floor
Bedroom
10'9" × 9'2"
Main Floor
Kitchen
12'3" × 11'1"
Main Floor
Living Room
13'10" × 13'4"
Main Floor
Dining Room
11'4" × 7'
Upper Level
Bedroom - Primary
13'11" × 13'7"
Upper Level
Walk-In Closet
10'8" × 4'11"
Upper Level
Bedroom
10'11" × 9'
Upper Level
Bedroom
10'11" × 9'11"
Upper Level
Bonus Room
15'3" × 11'11"
Upper Level
Laundry
9'6" × 5'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
6'11" x 10'9"
Upper Level
Yes
5
9'10" x 10'6"
Upper Level
No
4
4'11" x 9'6"
Title to Land:
Fee Simple
Community Features:
Park, Playground
Interior Features:
Double Vanity, Kitchen Island, No Animal Home, No Smoking Home, Pantry, Quartz Counters, Separate Entrance, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Private Entrance
Patio And Porch Features:
See Remarks
Lot Features:
Backs on to Park/Green Space, No Neighbours Behind
Num. of Parcels:
0
Fencing:
Partial
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Nov 09, 2024
Days on Mkt:
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    Front Porch
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    Foyer
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    Foyer
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    Bathroom main floor
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    Main floor Bedroom
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    Living room with Fireplace
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    Living room
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3D Tour

Listed by Royal LePage Benchmark
Data was last updated November 14, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$659,900
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
34
Min days on market:
1
Max days on market:
399
Avg price per sq.ft.:
$370.65
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706