NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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23 Saddlebred Place
Heartland Cochrane T4C 3E7

$735,900
Residential beds: 4 baths: 4.0 2,089 sq. ft. built: 2024

Main Photo: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 1: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 2: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 3: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 4: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 5: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 6: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 7: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Photo 8: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162507
Bedrooms:
4
Bathrooms:
4
Year Built:
2024
LEGAL SUITE ALERT! This home has a fully developed basment and includes a FULL LEGAL SUITE to help out with your monthly costs! Welcome to 23 Saddlebred Place, Cochrane – A Newly Built Masterpiece by Daytona Homes Step into the refined elegance of this newly built 4-bedroom, 3.5-bathroom home, crafted by the esteemed Daytona Homes, known for their outstanding customer service and exceptional craftsmanship. Main Level: As you enter through the front door, a spacious foyer greets you, leading to an open and inviting layout. A private office/tech room provides a quiet space for work or study. The kitchen, featuring a large island, overlooks the great room and dining nook, perfect for family gatherings and entertaining guests. The walk-through pantry connects to a mudroom and the generous double garage, offering both convenience and functionality. A 2-piece bathroom is also located on this level. Basement: The fully finished basement offers a versatile, legal suite, complete with a well-equipped kitchen, a large bedroom, a 3-piece bathroom, and a cozy family room. This space is ideal for guests, older children, or potential rental income. Top Floor: On the top floor, a bonus room provides additional living space and separates the primary bedroom from the other bedrooms. The primary suite includes a luxurious 5-piece ensuite bathroom, creating a private retreat. Two generously sized bedrooms share a 3-piece bathroom, and the laundry room is conveniently located on this level. Outdoor Living: The backyard offers a peaceful retreat, with a patio area perfect for enjoying the outdoors. The fall season brings a special charm to the mature trees and surrounding landscape. 23 Saddlebred Place is more than just a home—it's a testament to Daytona Homes' dedication to quality and design. Experience modern living in this beautifully crafted residence.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey
Total Living Area:
2,089 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,676 sq. ft.
Lot Frontage:
32'¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
231-1905
Heating:
Forced Air
Basement:
Full, Suite
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room
Heartland
Dishwasher, Electric Stove, Garage Control(s), Microwave, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Nook
12' × 10'5"
Main Floor
Great Room
16'10" × 14'4"
Main Floor
Kitchen
12'1" × 9'6"
Main Floor
Office
5'10" × 5'4"
Main Floor
Mud Room
8'2" × 7'4"
Main Floor
Foyer
7'11" × 7'4"
2nd Floor
Bedroom - Primary
14'3" × 13'4"
2nd Floor
Bonus Room
13'4" × 13'
2nd Floor
Bedroom
11'2" × 9'1"
2nd Floor
Bedroom
12' × 10'
2nd Floor
Laundry
8'10" × 6'7"
Basement
Bedroom
10'10" × 9'6"
Basement
Family Room
16'9" × 10'4"
Basement
Kitchen
11'2" × 8'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'8" x 5'4"
2nd Floor
Yes
5
12'4" x 12'6"
2nd Floor
No
3
6' x 10'
Basement
No
3
6'1" x 8'7"
Title to Land:
Fee Simple
Community Features:
Other, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Closet Organizers, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Walk-In Closet(s)
Exterior Features:
Other, Private Yard
Patio And Porch Features:
Other
Lot Features:
Back Yard, City Lot, Low Maintenance Landscape
Num. of Parcels:
0
Fencing:
None
Region:
Rocky View County
Zoning:
R-1
Listed Date:
Sep 03, 2024
Days on Mkt:
  • Photo 1: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 2: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 3: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 4: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 5: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 6: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 7: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
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  • Photo 8: 23 Saddlebred Place: Cochrane Detached for sale : MLS®# A2162507
    Photo 8 of 8
Larger map options:
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Listed by Royal LePage Benchmark
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$659,900
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
34
Min days on market:
1
Max days on market:
399
Avg price per sq.ft.:
$370.65
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706