NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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2 Fireside Point
Fireside Cochrane T4C 2C9

$898,000
Residential beds: 3 baths: 3.0 2,238 sq. ft. built: 2024

Main Photo: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 1: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 2: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 3: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 4: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 5: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 6: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 7: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 8: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 9: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 10: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 11: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 12: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 13: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 14: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 15: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 16: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 17: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 18: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 19: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 20: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 21: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Photo 22: 2 Fireside Point: Cochrane Detached for sale : MLS®# A2161433
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2161433
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
This Elegant and Fresh Janssen Homes Ltd Build is nearing completion and can be ready for the end of October and just in time to celebrate Halloween! This beautiful home is located on a corner lot backing onto a small park where you will find the community gardens and access to walking paths. It is within walking distance to Schools, main parks and shopping. With extensive upgrades in one of the most family friendly Cochrane communities, Fireside. This home is under construction and will have 2,238 sq.ft. 3 bedroom, 2.5 bath, 2-storey of sublime space and will be completed with superior extras and finishing's. Main floor open-concept layout includes living room with fireplace, gourmet kitchen with upgraded full height kitchen cabinets, soft close drawers/doors, quartz counters, undermount sink, island with eating bar, plus 5 S/S appliances. Large, bright dining area with 8' sliding doors opening onto spacious deck & yard. Upper stairwell is open from below to upper floor adding even more light in this gorgeous home. Upper level includes primary retreat, ensuite with soaker tub, separate walk-in tiled shower, dual sinks, walk-through closet to laundry room, an additional 4-pce bath, two more bedrooms & spacious Bonus Room capped with a painted tray ceiling!. This home has a full-sized 26’x24’ (WOW) double attached garage with operator. Additional Features Include: 9’ main floor ceilings, 8' main floor interior doors, luxury vinyl plank, railing with metal spindles, gas fireplace with tile surround, tiled backsplash, primary ensuite, main bath, half bath AND laundry come with quartz countertops and Delta Trinsic chrome fixtures, infloor heat in primary ensuite and tiled shower with 10ml glass. All closets and pantry are furnished with on site built in shelving! A Spacious 10'/12' x 28' rear deck is also included! Complimented added features - AC Roughed in and the common wall between the bonusroom and primary are upgraded with Green glue and double drywall to give you some added quiet space between rooms!! Alberta New Home Warranty: 1 yr comprehensive, 2 yrs HVAC, electric, plumbing, 5 yrs building envelope, 10 yrs structural.*****PHOTOS and VIRTUAL TOUR ARE OF A PREVIOUS BUILD WITH DIFFERENT COLOR OPTIONS AND SOME FINISHINGS*****
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,238 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
5,494 sq. ft.
Lot Frontage:
50'1"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
211 1245
Heating:
ENERGY STAR Qualified Equipment, Fireplace(s), Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
Builder:
Janssen Homes Ltd
New Constr.:
Yes
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Great Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room, Sink, Upper Level
HOA Fee:
$52.50
Fireside
None
Dishwasher, Garage Control(s), Gas Range, Microwave, Range Hood, Refrigerator, Tankless Water Heater
N/A
Architectural Guidelines
Floor
Type
Size
Other
Main Floor
Great Room
16' × 14'
Main Floor
Nook
12'10" × 12'6"
Main Floor
Kitchen
15'1" × 10'4"
Main Floor
Mud Room
9' × 8'7"
Upper Level
Bonus Room
16' × 13'8"
Upper Level
Bedroom
12' × 9'4"
Upper Level
Bedroom
12' × 9'4"
Upper Level
Laundry
6'9" × 6'3"
Upper Level
Bedroom - Primary
16'7" × 13'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
Yes
5
Upper Level
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Bathroom Rough-in, Built-in Features, Closet Organizers, Double Vanity, High Ceilings, Kitchen Island, Low Flow Plumbing Fixtures, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Soaking Tub, Storage, Tankless Hot Water, Tray Ceiling(s)
Exterior Features:
Lighting, Private Entrance
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Yard, Corner Lot, Front Yard
Num. of Parcels:
0
Fencing:
Partial
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Aug 29, 2024
Days on Mkt:
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Listed by Royal LePage Benchmark
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$661,950
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
33
Min days on market:
1
Max days on market:
398
Avg price per sq.ft.:
$370.99
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706