NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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98 Williamstown Landing NW
Williamstown Airdrie T4B 0S2

$598,900
Residential beds: 4 baths: 4.0 1,554 sq. ft. built: 2011

Main Photo: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 1: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 2: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 3: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 4: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 5: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
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Photo 34: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Photo 35: 98 Williamstown Landing NW: Airdrie Detached for sale : MLS®# A2170366
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2170366
Bedrooms:
4
Bathrooms:
4
Year Built:
2011
PRICE IMPROVEMENT! Welcome to #98 Williamstown Landing - a charming 4 Bed, 3.5 Bath, meticulously maintained, open-concept detached home, nestled in the family-focused Williamstown neighbourhood of Airdrie. Located in a quiet cul-de-sac, this home is just minutes from Heron’s Crossing School (K-8), shopping, restaurants and the stunning 60-acre environmental reserve featuring walking paths, playgrounds, ponds, and green spaces. Upon entering, you're greeted by a spacious foyer that flows seamlessly into the bright and inviting main living area. The living room, bathed in natural light from the large front windows, features a cozy gas fireplace with an elegant mantle and tile surround - perfect for chilly evenings. The adjacent generously sized dining area, ideal for hosting family gatherings flows into the kitchen, a true chef’s dream, complete with an oversized centre island, granite countertops, stainless steel appliances, a spacious pantry, and an abundance of rich dark wood cabinetry. New light fixtures add a modern touch, while the kitchen sink overlooks the sunny south-facing deck and yard. Continue on to find the discrete powder room and easy access to the private backyard featuring a freshly painted large deck and tasteful landscaping - perfect for summer BBQs and a safe space for kids to play. The double detached garage with paved alley access is finished with the same aesthetics as the home for added curb appeal. Upstairs, the primary suite boasts a large walk-in closet, extra side windows and a bright 4-piece ensuite, complete with a glass-enclosed shower and separate soaker tub. Two additional well-sized bedrooms, 4-piece bathroom, and convenient upstairs laundry complete this level. The fully finished lower level provides over 700sqft of additional living space, offering a large family room, a spacious fourth bedroom, and a 3-piece bathroom—ideal for guests or extended family. Outside, the home’s stunning curb appeal and beautifully maintained landscaping reflects the pride of ownership evident inside and outside alike. This bright and well designed open floorplan is perfect for first-time homeowners, growing families, or empty nesters alike. Situated close to parks, walking paths, schools, numerous amenities, and with easy access to QE2, this move-in ready home offers the perfect combination of convenience and stylish design. Don’t miss your opportunity to make this beautiful property your own!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,554 sq. ft.
Main Level Finished Area:
777 sq. ft.
Upper Level Finished Area:
777 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
712 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,612 sq. ft.
Lot Frontage:
42'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2011 (Age: 13)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0914541
Heating:
Fireplace(s), Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Shingle Siding, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Laminate, Linoleum
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Alley Access, Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
HOA Fee:
$50.00
Williamstown
None
Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer, Window Coverings
None
Restrictive Covenant
Floor
Type
Size
Other
Main Floor
Living Room
13'8" × 11'11"
Main Floor
Dining Room
13'8" × 8'11"
Main Floor
Kitchen
14'7" × 13'11"
Upper Level
Bedroom - Primary
13'3" × 11'11"
Upper Level
Bedroom
9'10" × 8'
Upper Level
Bedroom
11'11" × 10'3"
Upper Level
Laundry
7'11" × 3'
Lower Level
Family Room
20'10" × 14'
Lower Level
Bedroom
11'5" × 11'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Upper Level
Yes
5
Lower Level
No
3
Title to Land:
Fee Simple
Community Features:
Park, Shopping Nearby, Street Lights, Walking/Bike Paths
Interior Features:
Closet Organizers, Granite Counters, High Ceilings, Kitchen Island, No Smoking Home, Open Floorplan, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Cul-De-Sac, Front Yard, Interior Lot, Landscaped, Street Lighting
Num. of Parcels:
0
Fencing:
Cross Fenced
Region:
Airdrie
Zoning:
R1-L
Listed Date:
Oct 08, 2024
Days on Mkt:
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Listed by MaxWell Capital Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
387
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
36
Min days on market:
1
Max days on market:
287
Avg price per sq.ft.:
$360.43
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706