NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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143 Morningside Manor SW
Morningside Airdrie T4B 0K4

$535,000
Residential beds: 3 baths: 3.0 1,375 sq. ft. built: 2008

Main Photo: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
Photo 1: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
Photo 2: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
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Photo 5: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
Photo 6: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
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Photo 37: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
Photo 38: 143 Morningside Manor SW: Airdrie Detached for sale : MLS®# A2165987
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165987
Bedrooms:
3
Bathrooms:
3
Year Built:
2008
Welcome to this charming 3-bedroom, 2.5-bath home, perfectly situated on a quite street. Step into the spacious living room, featuring large windows that fill the space with natural light, and a cozy fireplace perfect for relaxing. Through the back of the main level you step into an inviting kitchen equipped with black appliances, a spacious island with a breakfast bar, and a corner pantry. The dining area features large bay windows, flooding the space with natural light. Upstairs, the primary retreat offers a 3-piece ensuite and a large closet. Two additional generously-sized bedrooms and a 4-piece bath complete the second level. The unfinished lower level comes with roughed-in plumbing and is awaiting your creative vision. With-in walking distance you will find schools, parks, shopping, walking paths and easy access to both 40th Ave and Yankee valley Blvd. THIS HOME HAS A TON OF POTENTIAL AND IS IN A FANTASTIC LOCATION, IT WON'T LAST LONG!!!!. Be sure to check out the VIRTUAL TOUR LINK for hi-tech interactive floorplans/hi-def photos/virtual tours where you can "walk" throughout all the rooms of the property.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,375 sq. ft.
Main Level Finished Area:
717 sq. ft.
Upper Level Finished Area:
657 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
724 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,684 sq. ft.
Lot Frontage:
30'4¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2008 (Age: 16)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0714812
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Laminate
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Alley Access, Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Morningside
Dishwasher, Dryer, Electric Stove, Garage Control(s), Humidifier, Microwave Hood Fan, Refrigerator
hide a Bed Couch in the basement
Airspace Restriction, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
14'11" × 14'4"
Main Floor
Kitchen
15'11" × 14'3"
Main Floor
Dining Room
9'10" × 6'1"
2nd Floor
Bedroom - Primary
12'6" × 12'4"
2nd Floor
Bedroom
10'11" × 9'2"
2nd Floor
Bedroom
11'9" × 9'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'11" x 5'2"
2nd Floor
Yes
3
6' x 7'10"
2nd Floor
Yes
4
4'10" x 8'1"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Bathroom Rough-in, Breakfast Bar, Kitchen Island, Laminate Counters, No Animal Home, No Smoking Home, Pantry
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Few Trees, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1-L
Listed Date:
Sep 15, 2024
Days on Mkt:
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Virtual Tour

Virtual Tour

Listed by Real Estate Professionals Inc.
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
351
Avg list price:
$599,900
Min list price:
$244,000
Max list price:
$3,299,000
Avg days on market:
24
Min days on market:
1
Max days on market:
333
Avg price per sq.ft.:
$365.85
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706