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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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13 Big Springs Drive SE
Big Springs Airdrie T4A 1N6

$479,900
Residential beds: 4 baths: 2.0 1,155 sq. ft. built: 1980

Welcome to 13 Big Springs Drive SE Airdrie.
Photo 1: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 2: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 3: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 4: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 5: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 6: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 7: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 8: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 9: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 10: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 11: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 12: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 13: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 14: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 15: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 16: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 17: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 18: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 19: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 20: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 21: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 22: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 23: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 24: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 25: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 26: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 27: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 28: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 29: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 30: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 31: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 32: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 33: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 34: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 35: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 36: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 37: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 38: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 39: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 40: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 41: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 42: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 43: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 44: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 45: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Photo 46: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2173627
Bedrooms:
4
Bathrooms:
2
Year Built:
1980
Check out the backyard on this one folks. Cozy Bilevel with 3 + 1 Bedrooms plus Den/Office & 2 full bathrooms .Many upgrades include Paint, flooring, bathroom, windows and newer furnace. This well-maintained home is just waiting for your personal touch. Close to all levels of schooling, shopping and Genesis Centre. The backyard is waiting for you to have those family gatherings, BBq's or just sit in the quiet comfort of the foliage.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
1,155 sq. ft.
Main Level Finished Area:
1,155 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,300 sq. ft.
Lot Frontage:
42'7¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Bi-Level
Total Rooms Above Grade:
6
Year built:
1980 (Age: 44)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
7911031
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Ceramic Tile, Laminate
Cooling:
None
Fireplaces:
1
Fireplace Details:
Wood Burning
Water Supply:
Public
Garage:
0
Parking:
Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Big Springs
Dishwasher, Dryer, Electric Stove, Refrigerator, Washer, Window Coverings
Shed
Airspace Restriction, Restrictive Covenant-Building Design/Size, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
8'10" × 7'6"
Main Floor
Dining Room
9'8" × 9'
Main Floor
Living Room
15'10" × 15'5"
Main Floor
Bedroom - Primary
14'4" × 12'4"
Main Floor
Bedroom
11'1" × 10'2"
Main Floor
Bedroom
12'1" × 10'2"
Lower Level
Bedroom
12' × 7'10"
Lower Level
Office
10'5" × 7'10"
Lower Level
Laundry
15'1" × 9'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
Lower Level
No
3
Title to Land:
Fee Simple
Community Features:
Playground
Interior Features:
No Smoking Home
Exterior Features:
Balcony, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Fruit Trees/Shrub(s), Landscaped, Level, Rectangular Lot, Treed
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Oct 18, 2024
Days on Mkt:
  • Photo 1: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Welcome to 13 Big Springs Drive SE Airdrie.
  • Photo 2: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    A peek into the fenced south-facing backyard. We’ll check the yard out later.
  • Photo 3: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Entering the home.
  • Photo 4: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Entering the home, you'll find the home is fully finished. There are 3 + 1 Bedrooms plus Den/Office. A four-piece main-floor bathroom and a three piece bathroom downstairs. We’ll start on the main floor.
  • Photo 5: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    A spacious living room.
  • Photo 6: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The living room and hallway to the sleeping quarters.
  • Photo 7: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The dining room.
  • Photo 8: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The dining room, living room and kitchen. All appliances are included.
  • Photo 9: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    A closer look at the kitchen and the included appliances.
  • Photo 10: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Kitchen area.
  • Photo 11: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Looking into the dining room from the kitchen.
  • Photo 12: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Let's check out the rest of the main floor & the sleeping quarters.
  • Photo 13: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Bedroom.
  • Photo 14: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The four-piece main-floor bathroom.
  • Photo 15: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The four-piece main-floor bathroom.
  • Photo 16: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Primary/master bedroom.
  • Photo 17: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Primary/master bedroom.
  • Photo 18: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The larger lower-level family room. Note the big windows.
  • Photo 19: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Another image of the larger lower-level family room.
  • Photo 20: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Another image of the larger lower-level family room.
  • Photo 21: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Let's check out the rest of the lower level, the other sleeping quarters, the utility room and the laundry room.
  • Photo 22: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The three-piece bathroom.
  • Photo 23: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The laundry room. The larger windows allow an abundance of natural light.
  • Photo 24: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Another bedroom.
  • Photo 25: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Bedroom.
  • Photo 26: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Den/Office
  • Photo 27: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    A storage room.
  • Photo 28: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The utility room. Note the newer furnace & H2O heater.
  • Photo 29: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Hallway. Let's go check out the fenced south-facing backyard.
  • Photo 30: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Family & friends will enjoy the privacy of the fenced south-facing backyard. Check out this patio.
  • Photo 31: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Hey, looking further into the yard, there’s a nice-size storage shed. And another patio with?
  • Photo 32: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The back yard and 2nd patio area? Mature foliage adds to the beauty of the yard space.
  • Photo 33: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The back yard.
  • Photo 34: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Storage shed.
  • Photo 35: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The back of the home and yard.
  • Photo 36: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Larger patio area. Don't miss this oppertunity.
  • Photo 37: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    The provided RPR.
  • Photo 38: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, Genesis Place is steps away.
  • Photo 39: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, schools are steps away.
  • Photo 40: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, schools are steps away.
  • Photo 41: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, some of the nearby shopping.
  • Photo 42: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, child care.
  • Photo 43: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, some of the nearby recreation.
  • Photo 44: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, some of the nearby shopping.
  • Photo 45: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, some of the nearby recreation.
  • Photo 46: 13 Big Springs Drive SE: Airdrie Detached for sale : MLS®# A2173627
    Community image, some of the nearby recreation.
Listed by CIR Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
387
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
36
Min days on market:
1
Max days on market:
287
Avg price per sq.ft.:
$360.43
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706