NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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357 Bayside Crescent SW
Bayside Airdrie T4B 4H1

$1,049,000
Residential beds: 4 baths: 4.0 2,505 sq. ft. built: 2019

Main Photo: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 1: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 2: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 3: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 4: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 5: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 6: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
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Photo 32: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 33: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Photo 34: 357 Bayside Crescent SW: Airdrie Detached for sale : MLS®# A2160922
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2160922
Bedrooms:
4
Bathrooms:
4
Year Built:
2019
Nestled in the heart of a family-friendly community, this impeccably maintained two-story home offers a unique blend of luxury and tranquility. With 2505 sqft of living space on a 6200 sqft waterfront lot, this home promises serene mornings with its east-facing views of the Canal way in Airdrie. Imagine starting your day with a cup of coffee on the expansive wraparound deck, or enjoying an evening by one of the two fireplaces. The gourmet kitchen, with its two-toned cabinetry, marble backsplash, and quartz countertops, is a chef's dream, complete with a designated coffee station and a walkthrough pantry. The dining area provides a picturesque view of the water, making every meal an experience. The walkout basement boasts a dedicated gym and a versatile flex space, perfect for family gatherings or personal retreats. With nearby schools, shopping, and top-notch restaurants, this home is not just a residence, but a LIFESTYLE. Book your showing today with your favourite realtor to experience it for yourself!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,505.35 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,200 sq. ft.
Lot Frontage:
49'6½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2019 (Age: 5)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1610755
Heating:
Fireplace(s), Forced Air
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Unit, Upper Level
Bayside
Built-In Gas Range, Built-In Oven, Central Air Conditioner, Dishwasher, Garage Control(s), Humidifier, Microwave, Range Hood, Refrigerator, Washer/Dryer, Window Coverings, Wine Refrigerator
Gold's gym,
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Office
12'1" × 8'9"
Main Floor
Foyer
9' × 7'11"
Main Floor
Living Room
19'5" × 16'5"
Main Floor
Kitchen
20'11" × 15'4"
Main Floor
Dining Room
13' × 9'7"
Main Floor
Pantry
7'9" × 7'2"
Upper Level
Bedroom
12'3" × 10'11"
Upper Level
Bedroom
12'3" × 11'
Upper Level
Family Room
12'5" × 12'4"
Upper Level
Bedroom - Primary
14' × 13'
Upper Level
Laundry
8'5" × 7'5"
Basement
Bedroom
11' × 9'6"
Basement
Game Room
14'6" × 12'11"
Basement
Exercise Room
20'4" × 20'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'1" x 4'11"
Upper Level
No
4
6'10" x 7'10"
Upper Level
Yes
5
13'8" x 10'9"
Basement
No
3
10'2" x 4'7"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Walking/Bike Paths
Interior Features:
Closet Organizers, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Storage
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Seasonal Water
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Aug 28, 2024
Days on Mkt:
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Listed by CIR Realty
Data was last updated September 20, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
351
Avg list price:
$599,900
Min list price:
$244,000
Max list price:
$3,299,000
Avg days on market:
24
Min days on market:
1
Max days on market:
333
Avg price per sq.ft.:
$365.85
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706